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What Is a High-Net-Worth Individual (HNWI)?
The term high-net-worth individual (HWNI) is a financial industry classification denoting an individual with liquid assets above a certain figure. People who fall into this category generally have at least $1 million in liquid financial assets.1
Liquid assets are, by definition, cash or money in investments that can be converted to cash relatively easily at any time. That excludes the person's primary residence as well as possessions like fine art and antiques that are relatively difficult to sell and volatile in value.
The term high-net-worth individual (HWNI) is a financial industry classification denoting an individual with liquid assets above a certain figure. People who fall into this category generally have at least $1 million in liquid financial assets.1
Liquid assets are, by definition, cash or money in investments that can be converted to cash relatively easily at any time. That excludes the person's primary residence as well as possessions like fine art and antiques that are relatively difficult to sell and volatile in value.
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